Individual Savings Accounts (known as ISAs) hold the same investments as a Regular Plan, but you keep more of the returns for yourself as there is no UK tax to pay.

You can open an ISA with us if you:

• Are over 18
• Are a UK tax resident
• Have not funded an Investment ISA (other than a Lifetime ISA) with another provider since 6th April this year.

The Government currently lets you put up to £20,000 a year in a Cash ISA, Innovative Finance ISA or Investment ISA (as well as up to £4,000 in a Lifetime ISA within the £20,000 limit), or you can split your allowance between them. Please note, we only offer Stocks and Shares ISAs. You can only pay into one Stocks and shares ISA in each tax year, but you can open a new ISA with a different provider each year if you want to.